Factor | Label | Non-defaulter | Defaulter | OR | 95%CI | P-value |
Age | 16 - 31 | 72 | 37 | 1.0 | 0.616** | |
0 - 15 | 7 | 6 | 1.67 | (0.52, 5.32) | ||
32 - 47 | 50 | 36 | 1.40 | (0.78, 2.51) | ||
≥48 | 34 | 20 | 1.15 | (0.58, 2.26) | ||
Sex | Female | 86 | 32 | 1.0 | 0.001* | |
Male | 77 | 67 | 2.34 | (1.39, 3.94) | ||
Education | Secondary/others | 80 | 50 | 1.0 | 0.414 | |
No education/primary | 23 | 19 | 1.32 | (0.65, 2.67) | ||
Tertiary | 60 | 30 | 0.80 | (0.46, 1.41) | ||
Occupation | Business | 65 | 51 | 1.0 | 0.090 | |
Student/unemployed | 51 | 32 | 0.80 | (0.45, 1.42) | ||
Farmer/others | 17 | 8 | 0.60 | (0.24, 1.50) | ||
Civil servant/professional | 30 | 8 | 0.34 | (0.14, 0.81) | ||
Marital status | Single | 86 | 35 | 1.0 | 0.006* | |
Married | 77 | 64 | 2.04 | (1.22, 3.42) | ||
Monthly income | <18,000 | 52 | 21 | 1.0 | 0.542 | |
≥18,000 | 31 | 16 | 1.28 | (0.58, 2.81) | ||
Family size | 5 - 8 | 87 | 57 | 1.0 | 0.373 | |
1 - 4 | 62 | 37 | 0.91 | (0.54, 1.54) | ||
>8 | 14 | 4 | 0.44 | (0.14, 1.39) |